Academic Degrees:

B.A., New York University

Experience:

Has been involved in the financial services industry his whole career. Currently markets the services of Houlihan Valuation Advisors to professionals and corporate executives in the Mid-Atlantic states. Specializes in consulting for employee stock ownership plans.

As Senior Vice President for Marketing and Corporate Development of a national financial holding company listed on the American Stock Exchange, developed marketing plans and participated in the development of special financial products.

As Vice President of a NYSE member firm,was responsible for establishing a division to handle the marketing of specialized financial products and investment banking for initial public offerings.

Participated in the strategic development and directed the implementation of three bank annuity and insurance programs,resulting in earnings over $3 million in fee income for the banks during the first full year of operation. Supervised and executed the training of bank personnel and developed a sales culture using bank personnel as salespeople.

Employment:

Houlihan Valuation Advisors
Senior Consultant -1993 to present
The firm provides financial opinions, securities valuation, and corporate advisory services to corporations, institutions, agencies, fiduciaries, partnerships and individuals requiring expert opinion on pricing, structure, fairness, or solvency in connection with :mergers, acquisitions, divestitures, recapitalizations, equity allocation, LBOs, ESOPs, taxes, litigation, intangible assets and fraudulent transfers.

Financial Consultant
1970 to present

Bankmark Consulting Co.
Vice President -1987 to 1989

Sun Life of America
Vice President (Marketing)-1973 to 1981

Professional
Societies:

ESOP Association -Member, Legislative Committee.

Other:

Created a non-profit corporation to represent 22,000 depositors of a financial institution seized by the State of Maryland. Coordinated all activities with the Board of Directors and with prospective investors and purchases for the institution, and was able to keep the State of Maryland from paying itself before paying depositors.

Speaking Engagements:

Speaks frequently to corporate executives on ESOPs, generally at seminars co-sponsored by nationally known professional firms.